Kumar applied to a finance agency for a job, but he had no experience.

     He was so intense that the manager gave him a tough account with the promise that if he collected it, he will get the job.

     Two hours later, Kumar came back with the entire amount.

     "Amazing!" the manager said. "How did you do it?"

     "Easy," Kumar replied. "I told him that if he didnot pay up, I will tell all his other creditors that he paid us."

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